Personal Finance and Budgeting Resources
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C 1113-1
Where There’s a Will, There’s a Way
A will is a legal document that is written by you (the testator or will-maker) that dictates how your property and assets will be distributed upon your death. A will also directs any estate taxes that you may owe, appoints a person to administer your estate based on your requests or state law (executor/executrix), and appoints a guardian for minor children among other things. If you have any assets, you should create a will to ensure that those assets go to the people you intend to have them.
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Your health could change at any time. In addition, your medical condition may prevent you from making decisions regarding your health care treatment. The good news is that there are legal documents that can be utilized to allow you to make choices regarding your health care if you are unable to do so. There are two main documents that can be utilized by you to make decisions about your health care: a living will or advance medical directive and a durable power of attorney for health care.
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C 1113-3
Financial Power of Attorney
A power of attorney is a legal document that allows another person to act on your behalf. The individual who gives the power is called the principal, and the designated person who is given the power is known as the agent or attorney-in-fact. The agent does not have to be an attorney and can be anyone you choose. It is advisable to make sure to choose an agent who is trustworthy, honest, and competent. The classification of a power of attorney will vary based on the amount of authority given to the agent as well as on the timing of duties for the agent. The four classifications include limited or special power of attorney, general power of attorney, durable power of attorney, and springing power of attorney.
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C 1112-2
Ways to Save for Retirement
Retirement is just around the corner, and it is important to begin planning and saving for retirement as soon as possible. In order to maximize your savings, it is important to understand the various types of tax-advantaged retirement plans available individually and offered by employers.
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C 1112-1
Key Issues to Consider
Retirement is a time to relax and enjoy life. Unfortunately, not all of us will be assured a plush retirement home, lots of free time, and world travel. This publication includes some important things you should know about planning for retirement.
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Starting a new business is an exciting and scary time. Georgia’s business sector has an abundance of entrepreneurial spirit, but getting started can be overwhelming. Fortunately, there are several community resources to assist small business owners. Learn how to get help with creating a business plan, making it legal and financing your business.
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C 1050-1
Reduce
Reducing your actual rate of consumption is the most efficient way to manage the worldwide waste problem. This publication provides strategies you can implement to reduce the amount of waste you and your family produce.
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C 1050-2
Recycle
In today’s disposable economy, it often seems easier to throw away old products and buy new ones. Because everything we need can be produced so quickly and cheaply, we tend to ignore the repercussions of our waste stream. Within this publication are facts and strategies which will help you rethink the notion of recycling.
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C 1045
How to Get Out of Debt
Learn about types of credit, how to assess your situation if you are in debt, and how to make power payments to get out of debt fast. Getting out of debt helps financial security and planning for the future.
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