Personal Finance and Budgeting
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C 1041-1
Moving Forward
Experiencing a loss of income can be devastating. Getting by with less may seem like an impossible task. Learn how to move forward by implementing the keys to success: thinking positive, considering the possibilities, and mapping out your plan.
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C 1041-2
What About Your Assets?
Now that you are living on less, it is tempting to cash in your assets to pay the bills and make ends meet. Start thinking about the types of assets you have and the long-term implications of cashing them in.
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C 1041-7
Taking Care of You and Your Family
Dealing with the financial aspects of your situation is important. But it is equally important to deal with the psychological and emotional aspects that you and your family are experiencing. Gain insight on how to take care of yourself, how to meet the needs of your family and how to deal with stress.
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C 1110
Before You Invest
Saving and investing are critical steps to achieving your financial goals. Although these terms are often used interchangeably, they are quite different. Understanding the differences between saving and investing is the first step toward reaching your financial goals.
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C 1041-1-SP
Seguir Adelante: Cuando sus Ingresos Disminuyen
Sobrevivir a la economía puede ser un desafío y mucho más cuando no hay dinero. En esta publicación le presentamos y explicamos las claves para sobrevivir a la economía: piense de manera positiva, examine las posibilidades, y establezca un plan.
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Cuando sus ingresos disminuyen, desarrollar un presupuesto no es una opción, es una necesidad. Aunque el proceso de desarrollar su primer presupuesto familiar puede ser incómodo, no es un castigo. Es una herramienta esencial para poder seguir adelante y para seguir progresando. El primer paso es hacer una lista de sus obligaciones financieras, junto con el mejor estimado de sus gastos mensuales y de la cantidad de dinero que tiene disponible.
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Los recursos comunitarios pueden ser esenciales para sobrevivir periodos difíciles. Cada una de las comunidades donde vive, trabaja, se divierte, o practica sus creencias religiosas, puede ser una fuente de apoyo.
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Cuando sus ingresos disminuyen o no alcanzan a cubrir sus gastos como antes, la planificación cuidadosa puede ayudarle a evitar el desalojo de su unidad de alquiler o la pérdida de su hogar.
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Cotton byproducts offer a variety of feed ingredients that can lower the cost of beef cattle production. Cottonseed meal and whole cottonseed can be used in rations for any class of cattle. Gin trash and cottonseed hulls are low-energy feedstuffs that are used as a roughage source in high energy diets or as a partial energy replacement in mature cow diets. Cotton stalk residue can maintain a dry pregnant cow and will provide enough grazing for approximately 1 month if left standing or for three weeks if mowed prior to grazing. A reduction in fertility should not be a concern when recommended feeding rates are followed.
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