Personal Finance and Budgeting Resources
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This publication offers guidance on shopping for rental housing, leasing, moving in, documenting the need for repairs and maintenance, paying rent, and moving out. For more information about renting, visit dca.ga.gov to see the Georgia Department of Community Affairs Landlord-Tenant Handbook, which provides valuable information about the responsibilities and rights of landlords and tenants in Georgia.
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C 1041-3
Planning Your Spending
When your income drops, developing a realistic family spending plan is not optional—it is necessary. Learn how to reduce spending and pay debt so you can make sure essential costs can be covered.
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C 1041-4
Insurance Matters
When times are hard, it is tempting to drop your insurance coverage. This may be OK for some coverage, but not for others. You do not want to put yourself in a worse financial situation than you are already in. Learn about the different types of insurance to help you make the decision about what insurance to keep, reduce, or get rid of.
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C 1041-6
Housing: Your Top Priority
Keeping a roof over your head is an important concern when your income drops or doesn’t go as far as it used to. Careful planning can help you avoid eviction from your rental unit or the loss of your home.
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C 1041-1
Moving Forward
Experiencing a loss of income can be devastating. Getting by with less may seem like an impossible task. Learn how to move forward by implementing the keys to success: thinking positive, considering the possibilities, and mapping out your plan.
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C 1041-2
What About Your Assets?
Now that you are living on less, it is tempting to cash in your assets to pay the bills and make ends meet. Start thinking about the types of assets you have and the long-term implications of cashing them in.
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Taking Care of You and Your Family
Dealing with the financial aspects of your situation is important. But it is equally important to deal with the psychological and emotional aspects that you and your family are experiencing. Gain insight on how to take care of yourself, how to meet the needs of your family and how to deal with stress.
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C 1110
Before You Invest
Saving and investing are critical steps to achieving your financial goals. Although these terms are often used interchangeably, they are quite different. Understanding the differences between saving and investing is the first step toward reaching your financial goals.
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Los recursos comunitarios pueden ser esenciales para sobrevivir periodos difíciles. Cada una de las comunidades donde vive, trabaja, se divierte, o practica sus creencias religiosas, puede ser una fuente de apoyo.
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