Economics and Money
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Cuando sus ingresos disminuyen, desarrollar un presupuesto no es una opción, es una necesidad. Aunque el proceso de desarrollar su primer presupuesto familiar puede ser incómodo, no es un castigo. Es una herramienta esencial para poder seguir adelante y para seguir progresando. El primer paso es hacer una lista de sus obligaciones financieras, junto con el mejor estimado de sus gastos mensuales y de la cantidad de dinero que tiene disponible.
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Los recursos comunitarios pueden ser esenciales para sobrevivir periodos difíciles. Cada una de las comunidades donde vive, trabaja, se divierte, o practica sus creencias religiosas, puede ser una fuente de apoyo.
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Cuando sus ingresos disminuyen o no alcanzan a cubrir sus gastos como antes, la planificación cuidadosa puede ayudarle a evitar el desalojo de su unidad de alquiler o la pérdida de su hogar.
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C 1041-1-SP
Seguir Adelante: Cuando sus Ingresos Disminuyen
Sobrevivir a la economía puede ser un desafío y mucho más cuando no hay dinero. En esta publicación le presentamos y explicamos las claves para sobrevivir a la economía: piense de manera positiva, examine las posibilidades, y establezca un plan.
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Cotton byproducts offer a variety of feed ingredients that can lower the cost of beef cattle production. Cottonseed meal and whole cottonseed can be used in rations for any class of cattle. Gin trash and cottonseed hulls are low-energy feedstuffs that are used as a roughage source in high energy diets or as a partial energy replacement in mature cow diets. Cotton stalk residue can maintain a dry pregnant cow and will provide enough grazing for approximately 1 month if left standing or for three weeks if mowed prior to grazing. A reduction in fertility should not be a concern when recommended feeding rates are followed.
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Social capital refers to resources resulting from relationships and networks within a community. These resources include the established expectations and practices (or norms) that shape the behavior of community or group members, known penalties for disregarding these norms, higher levels of trust, and the give-and-take transactions necessary for cooperation. These resources typically will enable communities to function more effectively by engaging residents and encouraging teamwork.
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Natural capital refers to a community’s environmental resources, such as air, water, land, forests, vegetation, minerals, fossil fuels, local animal populations, and all other natural resources. These resources can be considered capital assets because of the potential goods and services derived from them, such as food, drinking water, timber, and natural beauty. Natural capital is also the foundation on which all other capital is based, as it supplies the basic materials for nurturing life, building infrastructure, and influencing local culture.
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Political capital can increase communities’ productive capacity by helping them and their residents achieve specific goals that would be unattainable without it. Political capital refers to the power and influence of communities and groups that are organized around strong relationships and associations.
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People represent one of the most important local assets available to a community. While a collection of individuals is needed to start and maintain a community, growth and prosperity largely depend on the talents these individuals possess and the contributions they make to ensure that the community thrives. The education, training, and personal characteristics that give rise to these talents are called human capital.
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