Economics and Money
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Cultural capital refers to the resources that make up a community’s tangible and intangible creative assets. Tangible assets can include historical buildings, sites, and other structures, as well as local art, sculptures, and crafts. Intangible assets include community traditions, customs, values, practices, music, and literature, which contribute to a community’s identity and distinguish community members. These items of cultural capital can contribute to the overall cultural value existing within a community. This publication provides additional details and insights how communities, citizens, and educators can use cultural capital to engage in productive dialogue and programs.
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Built-financial capital refers to the constructed environment (or infrastructure) and economic resources needed to support community activities and sustain successful community development. Considering the infrastructure as well as the financial resources within a community may provide an important perspective regarding needs as well as opportunities.
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C 1041-3
Planning your Spending
When your income drops, developing a realistic family spending plan is not optional—it is necessary. Learn how to reduce spending and pay debt so you can make sure essential costs can be covered.
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C 1041-4
Insurance Matters
When times are hard, it is tempting to drop your insurance coverage. This may be OK for some coverage, but not for others. You do not want to put yourself in a worse financial situation than you are already in. Learn about the different types of insurance to help you make the decision about what insurance to keep, reduce, or get rid of.
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C 1041-6
Housing: Your Top Priority
Keeping a roof over your head is an important concern when your income drops or doesn’t go as far as it used to. Careful planning can help you avoid eviction from your rental unit or the loss of your home.
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This horticulture publication is about the commercial production of southern peas.
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C 1112-2
Ways to Save for Retirement
Retirement is just around the corner, and it is important to begin planning and saving for retirement as soon as possible. In order to maximize your savings, it is important to understand the various types of tax-advantaged retirement plans available individually and offered by employers.
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C 1112-1
Key Issues to Consider
Retirement is a time to relax and enjoy life. Unfortunately, not all of us will be assured a plush retirement home, lots of free time, and world travel. This publication includes some important things you should know about planning for retirement.
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C 1113-3
Financial Power of Attorney
A power of attorney is a legal document that allows another person to act on your behalf. The individual who gives the power is called the principal, and the designated person who is given the power is known as the agent or attorney-in-fact. The agent does not have to be an attorney and can be anyone you choose. It is advisable to make sure to choose an agent who is trustworthy, honest, and competent. The classification of a power of attorney will vary based on the amount of authority given to the agent as well as on the timing of duties for the agent. The four classifications include limited or special power of attorney, general power of attorney, durable power of attorney, and springing power of attorney.
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