Personal Finance and Budgeting Resources
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The average family can increase the money available for spending by as much as 20 percent just by paying more attention to where their money goes. Learn tips on how to determine where your money goes and how to develop a plan to rein in spending.
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C 1043-1
Understanding Your Credit Report
Learn what makes someone credit worthy and the importance of a credit report. This publication covers how to obtain a credit report and how to understand what it contains.
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C 1043-2
Understanding Your Credit Score
Learn what a credit score is and why it is important. This publication covers what is considered and average credit score and what factors influence your score.
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C 1043-3
Managing Credit Wisely
Carefully shopping for credit and avoiding credit dangers offer the best defense against credit problems. This publication covers credit dangers, the credit pyramid, and how to ensure you maintain good credit.
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C 1041-6
Housing: Your Top Priority
Keeping a roof over your head is an important concern when your income drops or doesn’t go as far as it used to. Careful planning can help you avoid eviction from your rental unit or the loss of your home.
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Cuando sus ingresos disminuyen, desarrollar un presupuesto no es una opción, es una necesidad. Aunque el proceso de desarrollar su primer presupuesto familiar puede ser incómodo, no es un castigo. Es una herramienta esencial para poder seguir adelante y para seguir progresando. El primer paso es hacer una lista de sus obligaciones financieras, junto con el mejor estimado de sus gastos mensuales y de la cantidad de dinero que tiene disponible.
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C 1041-4
Insurance Matters
When times are hard, it is tempting to drop your insurance coverage. This may be OK for some coverage, but not for others. You do not want to put yourself in a worse financial situation than you are already in. Learn about the different types of insurance to help you make the decision about what insurance to keep, reduce, or get rid of.
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C 1041-1-SP
Seguir Adelante: Cuando sus Ingresos Disminuyen
Sobrevivir a la economía puede ser un desafío y mucho más cuando no hay dinero. En esta publicación le presentamos y explicamos las claves para sobrevivir a la economía: piense de manera positiva, examine las posibilidades, y establezca un plan.
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C 1041-3
Planning Your Spending
When your income drops, developing a realistic family spending plan is not optional—it is necessary. Learn how to reduce spending and pay debt so you can make sure essential costs can be covered.
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