Personal Finance and Budgeting Resources
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Your personal identity cannot be taken from you, but your identifying information—your Social Security number and other details about you—certainly can be. If your identifying data is used without your permission for another person’s dishonest objectives, you become a victim of an identity theft crime. In this digital age, it is more important than ever to protect yourself from identity theft.
This publication includes information on how to avoid identity theft, how to request and review your credit report, and what to do if you find suspicious activity on a credit report. Also included is a self diagnosis activity to see if your actions are putting you at risk for identity theft.
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This publication offers guidance on shopping for rental housing, leasing, moving in, documenting the need for repairs and maintenance, paying rent, and moving out. For more information about renting, visit dca.ga.gov to see the Georgia Department of Community Affairs Landlord-Tenant Handbook, which provides valuable information about the responsibilities and rights of landlords and tenants in Georgia.
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C 1041-1
Moving Forward
Experiencing a loss of income can be devastating. Getting by with less may seem like an impossible task. Learn how to move forward by implementing the keys to success: thinking positive, considering the possibilities, and mapping out your plan.
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C 1041-2
What About Your Assets?
Now that you are living on less, it is tempting to cash in your assets to pay the bills and make ends meet. Start thinking about the types of assets you have and the long-term implications of cashing them in.
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C 1041-7
Taking Care of You and Your Family
Dealing with the financial aspects of your situation is important. But it is equally important to deal with the psychological and emotional aspects that you and your family are experiencing. Gain insight on how to take care of yourself, how to meet the needs of your family and how to deal with stress.
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C 1110
Before You Invest
Saving and investing are critical steps to achieving your financial goals. Although these terms are often used interchangeably, they are quite different. Understanding the differences between saving and investing is the first step toward reaching your financial goals.
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Los recursos comunitarios pueden ser esenciales para sobrevivir periodos difíciles. Cada una de las comunidades donde vive, trabaja, se divierte, o practica sus creencias religiosas, puede ser una fuente de apoyo.
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Cuando sus ingresos disminuyen o no alcanzan a cubrir sus gastos como antes, la planificación cuidadosa puede ayudarle a evitar el desalojo de su unidad de alquiler o la pérdida de su hogar.
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